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PHONE CALLS 
These phone calls are to Her, Her Attorneys, Citizens Bank and Bayview Loan. You will see how much time and effort I had into trying to accomplish what the court ordered me to do. You will see, I had no help between her and her attorney's with the issues. It was really sad how they could make one excuse after another!! 
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Contents

(1)  Just a Permission Slip
(2)  Sign Permission Slip

(3)  Citizens / Mortgage / Her Loan / No Deficiency
(4)  Signed Deed / Any Farther / Payoff  $35,000
(5)  Ritter Library
(6)  She wanted a guarantee!

(7)  Short Sale / Deeds / Foreclosure
 
(8)  Said She Signed / Payoffs / Will Not Sign
(9)  $10,000 to Sign / Deed / Pay off 2nd mortgage
(10)  Second Mortgage / Paperwork Needed
(11)  No Deficiency Balance / Paperwork
(12)  Getting Deeds Together
(13)  Sign Deed / Out of Time / Court Order
(14)  No Guaranteed / Real Clear / Court Ordered 

(1)  Just a Permission Slip

Need her to sign a permission slip to talk with Citizens Bank, so I can get a payoff for the second mortgage.. Her attorney is stalling.   See Phone Call
Law Office Her Attorney 2- Phone Call.pdf
File Size: 4000 kb
File Type: pdf
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(2)  Sign Permission Slip

By trying to get her to sign a permission slip for weeks. She told me I would have to go to her attorney first, to get a permission slip. I got more excuses from them. All I needed was a piece of paper saying it's okay to talk with the bank about the second mortgage. Which the word ordered me to take care of.
Need Permission Slip-2 - Phone Calls - Her Attorney.pdf
File Size: 4154 kb
File Type: pdf
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(3)  Payoffs Citizens Bank / Second Mortgage / Her Loan / No Deficiency Balance

Going through Citizen Banks Attorney for a payoff. He was moving too slow. So I decided to find out who was in charge of this loan at citizens Bank. Her name was Bergantiono, she the one to make the final decisions on loan payoffs. I worked with her to come up with a $35,000 pay off with no efficiency balance. We just kept telling her and her attorney. But they still come up with excuses not to sign a permission slip. 
Pay Offs 2 Mortgage 3 - Phone Call Bergantiono .pdf
File Size: 1495 kb
File Type: pdf
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 (4)  Signed Deed - Any Farther - Times Up $35,000 Payoff  

I explained to her the will accept $35,000 to settle second mortgage. I took care of all the paperwork other than her signing the mortgage and a permission slip. I also told her, Renee from Bayview loan will not go any farther she signed the quit claim deed. He has went way too far without it. The guy that purchased the lake house has already sold their house. Everybody waiting for her to sign the quitclaim deed. This is all supposed to be done on April 25, 2012 the bank has extended it to July 16, 2012 I begged René to please give us a couple more days. She said she would go take care of everything tomorrow. Of course that didn't happen!!
Promised She Would Sign 3- Phone Call.pdf
File Size: 2630 kb
File Type: pdf
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(5)  Ritter Library

I called Ritter library to see if she fax a signed permission slip to talk with the second mortgage company.
They said they did not receive any fax from her.
Ritter Library 4 - Phone Call.pdf
File Size: 2789 kb
File Type: pdf
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(6)  She wanted a guarantee!

Wanting a guaranteed from the bank about efficiency balance. Can not get a guarantee because I need her to sign permission slip to talk with Citizens Bank about the guarantee. It's her loan
Her Attorney Wants Guarantee 5 - Phone Call .pdf
File Size: 5101 kb
File Type: pdf
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(7)  Short Sale - Deeds - Foreclosure

Her attorney, short sale fell through, working on deeds, running out of time, going to foreclose.
Her Attorney Working Deeds 6 - Phone Calls.pdf
File Size: 6266 kb
File Type: pdf
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(8)  Told Son She Signed - Happy - Payoff 1st & 2nd Mortgage - Will Not Sign 

Her attorney, she told her son that she signed the quit claim deed. Which everybody was really happy. Found out about an hour later she did not sign! Cannot pay first and second mortgage without her signature. She will not sign.
Her Attorney Told Son She Signed 7- Phone Call.pdf
File Size: 9563 kb
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(9)  $10,000 to Sign the Quitclaim Deed! Help pay off second mortgage.

Here are phone conversations with René and I from the Bayview Bank. They are trying to help me pay the second mortgage off. The bank is offering $8,500 toward it. Missed several deadlines. They even offered her $10,000
to sign the quitclaim deed.  Which would have allowed me to sell the lake house and paid the second mortgage.
Bayview Loan $10,000 to sign 8 -Phone Calls.pdf
File Size: 7530 kb
File Type: pdf
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(10)  Second Mortgage - Paperwork Needed. 

Talking to the second mortgage company about the paperwork they need and about the deficiency balance. 
Pay them $35,000 and Citizens Bank will not go after the deficiency balance.
Second Mortgage Paperwork Needed 9 - Phone Call.pdf
File Size: 5744 kb
File Type: pdf
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(11)  No Deficiency Balance - Paperwork  

You will see there will be no deficiency balance owed. I have explained this several times to her and her attorney I also have to try to get paperwork from  her.
No Deficiency Balance - Paperwork 10 - Phone Call.pdf
File Size: 2794 kb
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(12)  Getting Deeds Together

Her attorney paralegal said they are getting the quit claim deed ready for her to sign.
Getting Deeds Together 11 - Phone Call Her Attorney.pdf
File Size: 3948 kb
File Type: pdf
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(13)  Sign the quitclaim deed - Out of Time - Court Order

I Believe her attorney want her to sign the mortgage release. Because he really does not have a reason not to. I think she keeps telling him, she did not want to sign. I keep letting them know it was a court order for her to sign the quitclaim deed. I was advised to start writing letters to her attorney.  So I did, see file below

Out of Time - Court Order 12 Phone Call.pdf
File Size: 7732 kb
File Type: pdf
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Letter to Her Attorney 6-20-2012.pdf
File Size: 4179 kb
File Type: pdf
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(14)  No Guaranteed - Really Clear - Court Ordered- Explained Everything

Hard to believe I am still trying to get her to sign the mortgage release and permission slip. They keep saying they want a guarantee before she signs. Once again, I tried to explain to them, it is a court order for me to pay off both mortgages. 
The part that Is really frustrating, I know her attorney knows that the court is her guarantee. I also believe he has told her that several times. Read the file below and you'll see where I really tried to make it clear to her attorney.
Her Attorney - Really Clear Phone Call-13.pdf
File Size: 8728 kb
File Type: pdf
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Letter to her Attorney-13.pdf
File Size: 3673 kb
File Type: pdf
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